Entries by Karen Houser

Good Credit Habits to Protect Your Financial Future

Regularly reviewing your credit report and credit score is a crucial step in protecting and improving your financial health. By following these simple tips, you can develop good credit habits that will keep you on track with your goals and help safeguard your identity. Good Credit Habit #1: Review Your Credit Report and Credit Score […]

Credit Score Simulator: Your Blueprint to Success

Simulate Your Way To Smarter Credit Decisions Making informed financial decisions is key to building a strong credit profile. With the Credit Score Simulator in your Natco CU – Mobile Banking app, you can test different financial scenarios and see how they might affect your credit score – before making a move. Thinking about paying […]

Letter from the CEO

I want to speak directly to you about the recent challenges we’ve encountered with our new home and mobile banking platform. Our team has worked hard with multiple vendors to deliver a more modern, secure, and user-friendly banking experience. We understand that change can be difficult, especially when unexpected issues arise. Although we thoroughly tested […]

Automated Phone Scam

Be aware of a recent scam! Did you know scammers can initiate calls, so they appear to come from other numbers? That’s right. This is why we encourage you to use caution before taking action or providing additional information. Today, we’ve learned that some members (including our CEO) have received phone calls appearing to be […]

Financial Wellness Tips for 2025

As the New Year unfolds, it’s a time for fresh starts and personal growth. While many people focus on health, relationships, or career goals, improving your financial wellness is one of the most powerful ways to set yourself up for success. Financial wellness isn’t just about making more money—it’s about understanding, managing, and growing your […]

Help Protect Your Identity Online and Offline This Holiday Season

The holiday season is a time for joy and celebration, but it can also be peak season for cybercriminals and identity thieves. With online shopping, holiday travels, and increased sharing of personal information, the risk of identity theft can rise dramatically this time of year. Follow these tips to help keep your identity safe and, […]

Budgeting Basics: How to Create and Stick to a Personal Budget

Creating a personal budget is the cornerstone of financial success. It empowers you to track your income, expenses, and savings goals, ensuring you’re in control of your finances. Here are a few steps that you can take to help you create and stick to a budget: Start Simple: Track Your Monthly Expenses Keep track of […]

80th Anniversary Celebration

Natco Credit Union has provided financial services to members of our community for the past 80 years! We’ve planned a variety of things during our anniversary month as a way to say THANK YOU to our members. We invite you to join the fun. Tuesday, 10/1 – Natco gnome scavenger hunt begins on Facebook (see […]

Credit Scores

WHAT IS A CREDIT SCORE? A credit score, ranging from 300 to 850, reflects your money management skills. Higher scores indicate better credit health. A good score is typically 700 or higher, and scores above 760 often secure the best rates. Credit agencies update scores monthly, though timing varies.   HOW IS A CREDIT SCORE […]