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Fresh Start Loan

Hassle-free loans in a hurry! With our Fresh Start Loan we want to help you get back on track! This loan can help you break the payday lending cycle, establish credit, begin the credit healing process, help with unexpected expenses, consolidate debt or simply give you a fresh start!

This loan requires limited underwriting when loan requirements are met. Speak with a member of our loan staff to determine if this is the right product for you.

A $25 application fee is assessed on each Fresh Start loan. Loan requirements include but are not limited to: member of Natco CU for at least 90 days, payroll deduction/direct deposit with Natco CU for at least 90 days, employed through current employer for at least 90 days, minimum income of $1,000 per month, must be a member in good standing (not caused the credit union a loss, loans and accounts are current and not overdrawn), provide a current paystub, produce a current driver’s license or government issued ID, not currently in or considering bankruptcy.

  • Terms up to 12 months
  • Automatic payment through payroll deduction or direct deposit
  • Credit Life and Credit Disability insurance available
  • Limited to one Fresh Start loan at a time
  • Fresh Start loans are not eligible for skip-a-pay promotions
  • Certain other conditions may apply for this loan type
  • Rate subject to change without notice

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