Semi-Secured Loans

Don't let marginal credit stand in your way of financing.  Get cash in your pocket right away, while also building a savings account – both attainable with a Semi-Secured Loan.

You receive half of the loan proceeds at the time of closing.  The other half is deposited into your savings account and initially held to secure the loan.  As the loan balance decreases, the amount held on deposit decreases to match.  When payments are made on time, you build a positive credit history, improve your credit score, and even have funds on deposit in your savings!

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Current Rates



  • Apply 24/7 by phone or online
  • Competitive rates for a wide range of needs
  • Loan amounts between $500 and $5,000
  • Flexible terms
  • Improve your credit score
  • Half the money available instantly, the other half goes towards savings
  • Savings balance initially secures loan
  • Decrease outstanding balance to decrease amount held on deposit
  • All loans subject to credit approval
  • Certain other conditions may apply for your loan type
  • Rates subject to change without notice

Loan Checklist

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