More Than Great Rates, Convenient Card Benefits

Convenient Mobile App

Our mobile app makes it easy for you to manage your account from anywhere.

To download, search for Natco Cards in the App and Play stores.

Custom Mobile Alerts

Help keep your card secure by setting customized alerts.  You choose when you want to be alerted which is a great fraud deterrent.

Fraud Alerts

Automatic enrollment in fraud alerts. You will be contacted by email, text, and phone call when a suspicious credit card transaction is identified. Watch this short video to learn more about fraud alerts and notifications.

Online Balance Transfers

We make it easy to transfer balances from high-rate credit card accounts to your REAL FREEDOM card with no balance transfer fee.

Simply log in to home banking and select Manage My Visa.  Select Balance Consolidation from the Quick Links option on the right.

We recommend having the statement handy from the card you are paying off.  You will need to enter information specific to that card to ensure your transfer can be processed appropriately.

Allow 7-10 days for the payoff check to be received.

International Transactions

Your REAL FREEDOM card can be used anywhere, anytime, even international purchases. Alert the credit union prior to traveling, to help protect you from fraud.

International transactions incur a 1% foreign transaction fee.

Technology Tools

Gain additional protection against fraud with our EMV chip enhanced cards.

Superior Rewards

Learn what financial freedom feels like with our REAL FREEDOM Rewards Visa.  Earn 1 point for every $1 you spend.

Earn points redeemable for cash/statement credit, travel, merchandise or even gift cards every time you use your qualifying Natco Credit Union REAL FREEDOM rewards credit card.

Learn more about CURewards®

Bonus Rewards

Receive 1,000 bonus points when you spend $1,000 in your first 3 billing cycles.

Electronic Statements

Go green and request electronic statements.  Statements are available online through Manage My Visa for 24 months.

Recurring Payment

Never worry again about lost statements or late payments. Setting up a recurring payment gives you peace of mind that your payment will arrive on time, every time.

Travel Insurance

Travel with peace of mind knowing that when you’ve used your REAL FREEDOM Visa card, you have coverage to assist with travel accident, baggage delay, financial services, common carrier trip cancellation/trip interruption insurance, loss or damage of checked and carry-on baggage plus buyer’s protection and extended warranty.

View full details regarding Travel Insurance here.

Auto Rental Collision Damage Waiver

The Auto Rental Collision Damage Waiver benefit offers insurance coverage for automobile rentals made with your Visa card.  The benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Full details regarding the Auto Rental Collision Damage Waiver can be found in the terms and conditions guide.