Kasasa Cash Checking
Experience the power of Kasasa Cash and earn up to 4.00% APY* with no monthly service fee or minimum balance to earn rewards.
Kasasa Cash is a free checking account that also includes domestic ATM fee refunds*. After all, it’s your cash so you should benefit the most from it. Kasasa – giving you the most for your money!
- 4.00% APY* on balances up to $10,000 when qualifications are met
- Ranging from 0.80% to 4.00% APY on balances over $10,000 depending on the balance in the account*
- 0.10% APY* if qualifications are not met
- Domestic ATM fee refunds (up to $20 total per month – $4.99 per single transaction)
- No minimum balance to earn rewards
- Free online banking
- Overdraft courtesy, protection and privilege available
- Optional identity theft protection
- Same-Day ACH Debits
To receive 4.00% APY* on balances up to $10,000 simply do the following each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Have at least one automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive eStatement notice
If you miss a monthly qualification cycle, don’t worry!
You will still enjoy free checking and there’s no penalty for not qualifying in a given monthly qualification cycle. Plus you get a base 0.10% APY* and you get right back to earning higher interest and enjoying ATM refunds the next cycle you qualify. Kasasa Cash still offers the same great benefits as free checking.
- All withdrawals made from a Natco Credit Union ATM or through the Alliance One network are free.
- No monthly service fees
- No minimum balance requirements
- No charge for checks that clear
- Unlimited check writing
- No charge for deposits
- Free online banking with bill pay
- Free money orders
- Overdraft courtesy, protection and privilege available
- Optional identity theft protection
- NCUA insured
- Same-Day ACH Debits
Disclaimer:
*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.
“Monthly Qualification Cycle” means the current statement cycle.
Click here to view a calendar of our Monthly Qualification Cycle.
Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 3.92849% resulting in an APY of 4.00%; and average daily balances over $10,000 earn a dividend rate of .50% on the portion of the average daily balance over $10,000, resulting in a range from 0.82% to 4.00% APY depending on the account’s average daily balance.
You will receive reimbursements up to $20.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be .10% resulting in an annual percentage yield of .10% and ATM withdrawal fees are not refunded.
Dividends will be credited to your Kasasa Cash account on the first processing/business day of the following statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing/business day of the following statement cycle.
APY = Annual Percentage Yield. APYs accurate as of 07/01/2024.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
No minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA
Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
